It’s sometimes not very complicated or an issue that is conspicuous to be dealt with and certainly takes patience and the desire to do anything out of the ordinary. I’m no expert on savings because to tell you the truth I haven’t got any but I do have those retirement plans secure, then again why do you want to worry about that today. Now, if you’re married, got kids, or parents or anyone dependent on you, then maybe this piece is actually worth nothing, however if you are the typical 9-5 work person living a single life which by the way is overrated and looked at as the most convenient and ironically seen as no life at all by the so-called “normal” consciousness of the world surrounding you, continue to read on.
I commenced a life with a low-income and at a region where seeking for opportunities to come my way was a task that reminded me of my lethargy and at present I’m in another part of the world where I actually don’t really need to chase after opportunities but grab them as soon as I can, I’m still obliged to “pay” from my pocket, honestly even with little more income and better opportunities you have slightly climbed up the responsibility scale. What are these opportunities I’m referring to, you may wonder, what I would call it is “seeing a little bit of the world around me”.
I live in a beautiful country called Canada and I’m neighbours with another one, the United States. I definitely have what it takes to go over to certain parts and have 2-3 days of vacation time every 2 months. You may not be happy with your job and on the lookout for a better one, you do realize that it’s never that easy to get the “perfect” job, not sure if that exists, nevertheless why not use this “not so great” job to move around a bit?
When I had the desire to travel, one of my biggest challenges was on how to lower my daily expenses so that I could make use of the money I spent unnecessarily to travel around. Firstly, I started to cook, yes. I still advise my friends to learn the art of cooking a meal, it not only saves you money but you have the privilege to eat a healthy dish. As a single person, you should be spending close to $200 on groceries a month. Maybe you’ve got to research on grocery stores that have sales every now and then, also get one of those points/rewards cards because they do help and are you a coffee person, I’d die for one every day, one of the greatest gifts Canada is blessed with is Tim Hortons, less than $2 you get a double-double, Perfect isn’t it? So, if you’re in the US you do have Starbucks but is pricey for sure, hence I don’t recommend it every day but cutting down and getting a coffee mug and making coffee to take with you helps you not to spend over $200-$300 a month, true story. And hey, you do get free coffee at the workplace, it may not taste great but get yourself a cream that would enrich the taste of the drink.
Getting food delivered to your home is so much fun and I so love it but the consequences are not in your favour, yes I ceased ordering food because not only I pay for the food but it comes with a delivery charge and on top of that I’m obligated to give a generous tip, I’m good. Thanks. You don’t need to give up on it though, but cutting down on them is part of the process. Another thing to probably ponder on would be the extra amount of dollars you put in all of these would certainly benefit you for getting gas and frequent washes for your car if saved, thought about it?
Acquiring Eggo’s, frozen healthy breakfast/supper meals from Walmart costs you really less and makes it fulfilling. Saving about $150-$200 every month separately is possible and when you have about $400-$450, go ahead and book your tickets that should fetch you lesser than that many to a destination you want to visit (within North America), use a credit card to book em and pay up with the savings. Do you need a credit card, hell yes and I don’t even need to ask you, of course you have one but it’s always wise to get a credit card that pays you back and they are usually called “cash back”, hang on so just booking tickets won’t help, I know, there’s staying at these places that also need to be arranged.
I have always been fortunate to have a friend, a relative or someone that I know maybe from my previous work or through a common friend who lives in and around this continent and it really is worth to ask them if it’s okay for you stay over at their place, after all, it’s only a matter of 2-3 days (and yes that’s all you need to have a good time). And if you don’t have someone to stay with, maybe finding a hotel through some of the popular websites for a great deal is not so bad, I stayed at a 3 star hotel for 3 nights and I was billed $300, I had the entire queen size bed and the luxurious room to myself, for all the hard work and stress you go through, you totally deserve it. The most successful way to retrieve tickets and hotel rooms at affordable rates is to travel at a time when it is not a busy weekend and or booking tickets to fly out in the weekend, so maybe travelling on a Friday after work hours and getting back to your home after your travel on a Monday morning. (And if possible take the Monday off from your PTO days, I believe most of you would have a maximum of 10-15 days of PTO, I’m pretty sure you can use 1-2 days of it every 2-3 months.)
Take your camera with you, your smart phone will have pretty good pixels to capture the best shots and go on a photography spree. Keep your credit card with you and wherever you go, you’d find not so pricey cafe’s and restaurants that taste great. How do you get around for sightseeing, many of the metropolitan cities have well-established transit systems that you could use and purchase weekly passes to commute and if these places you wish to visit are not “cosmopolitan”, renting a car is never a bad idea because they are available at reasonable prices.
I know and have spoken to a few acquaintances and I have learned that some of them are frightened at the idea of going out there alone and it’s usually this mental block in the mind that stops you from walking out of the comfort zone. Again, not every tourist sites you visit have a fee, I have been to spots that took my breath away without even paying a penny. A willing spirit to see around and focusing on just enjoying that moment is what we really miss out on.
I’d be lying if I comment “it is possible”. No, not every time, I get it, until the start of this year I had no mortgages and no debts, but the day I got my car and I’m so grateful for having one and not just a car but one of my personal favourite brands, I’m not in a circumstance to seize opportunities unlike before, but when you really want to do something you even look for ways to get em done, like looking for a second job or maybe learning something new to invest in a higher paying role at a company, today we have an immense amount of materials online to enhance our skills free of all charges.
I missed to point out that one of the biggest booming industry’s today is fitness and we have a lot of people spending good amount of money for looking great in shape and I admire such people and if you’re one of those who just wants to stay fit and eat right but also not happy about spending money at the gym and trying out different fitness products, have you tried brisk walking and downloading free apps on your phone to track the number of calories you burn each day, instead of going to the nearest cafe or store in your car, you could probably go on a nice brisk walk to get there, it’s free and it works darn good, control your food intake and use walking as one of the economical ways to look good. One may contemplate it as a waste of time, well my waist size was 34 and in a span of few months, it reduced to 31, because of walks alone.
Thank you for making it this far and there is no rule that whatever you read is what you need to follow religiously but they definitely give you ideas and certainly puts you into a thinking mode to get online and research more and I bet at least one of the “tips” I’ve mentioned will prove me right. I don’t want to sound presumptuous. So I will leave it here, whatever the situation is, you do deserve that holiday, go for it!
The stuff that I talked about is visible on here 😉